LIFE INSURANCE, TWO KINDS: TERM AND WHOLE
Temporary coverage, called Term Life. 10, 20, or 30 years. simple and inexpensive. Aft erh terms the is over, your rate will jump up dramatically, 10% or more. Some have a built in conversion option that allows you to trade in coverage. Term is also good when you're younger. If you're a non-smoker, healthy, and in your
Permanent Life Insurance is designed to provide insurance no matter how long you live. Whole life and Universal life.
Whole life and Universal are more expensive than Term. Designed to last forever. As long as you pay your premiums on time. Permanent policies can build cash surrender values. You can set up premiums to remain level for life, guaranteed.
Follow this procedure to obtain an insurance license.
Here is the California Licensing Dept.
This site states the following:
611 North Brand Blvd., 10th Floor
Glendale, CA 91203
Phone: (818) 847-6180
Toll Free: (800) 367-1565
(818) 847-8701
Their services are NOT free. Find out what this will cost.
Temporary coverage, called Term Life. 10, 20, or 30 years. simple and inexpensive. Aft erh terms the is over, your rate will jump up dramatically, 10% or more. Some have a built in conversion option that allows you to trade in coverage. Term is also good when you're younger. If you're a non-smoker, healthy, and in your
Permanent Life Insurance is designed to provide insurance no matter how long you live. Whole life and Universal life.
Whole life and Universal are more expensive than Term. Designed to last forever. As long as you pay your premiums on time. Permanent policies can build cash surrender values. You can set up premiums to remain level for life, guaranteed.
Follow this procedure to obtain an insurance license.
Here is the California Licensing Dept.
This site states the following:
PSI Services, LLC, a California-based company providing state-based regulatory licensure services, handles the scheduling of examinations for individuals licensed by the California Department of Insurance's (CDI) Producer Licensing Bureau. Instructions for scheduling examinations are posted on PSI's Examination Scheduling Service. Individuals may schedule their examinations with PSI either online or by telephone.Okay, it looks like PSI is local:
611 North Brand Blvd., 10th Floor
Glendale, CA 91203
Phone: (818) 847-6180
Toll Free: (800) 367-1565
(818) 847-8701
Their services are NOT free. Find out what this will cost.
Not sure if you know about the different licenses or if you do, not sure which ones you were thinking of pursuing. That list there is pretty good. From that list, however, I cannot tell what PSI Services charges for each exam.
This site might provide an accurate pricing for the examination fees on the different licenses. I guess the real cost are the prep classes for the exams.
Looks like Kaplan University offers prep classes.
ProSchools presents pricing for their classes, some of which can be done online.
There is also AB Training Center.
There are others. I wonder which are the well-reputed or well-established schools in Los Angeles.
Finally, I do not know which Insurance niche might be the most lucrative.
A friend sent me this from Golden Hyde Insurance School in Rosemead.
Here is their course catalog. Pre-licensing courses and fees.
Located at:
1168 San Gabriel Blvd., #J
Rosemead, CA 91770 (1st Floor)
Hours: Monday thru Friday, 10am to 5pm, By appointment only.
Phone: (626) 571-0751
Fax: (626) 571-0873
Email: questions@goldenhyde.com.
And then there is HouseSittersAmerica.
A friend sent me this from Golden Hyde Insurance School in Rosemead.
Here is their course catalog. Pre-licensing courses and fees.
Located at:
1168 San Gabriel Blvd., #J
Rosemead, CA 91770 (1st Floor)
Hours: Monday thru Friday, 10am to 5pm, By appointment only.
Phone: (626) 571-0751
Fax: (626) 571-0873
Email: questions@goldenhyde.com.
And then there is HouseSittersAmerica.
